Visa is a global payment network – i.e. the railway that’s used when Visa-card payments are made. Visa cards offer a cashless and digital payment method where Visa authenticates transactions and approves or declines payments in milliseconds. You can get a Visa card issued by a bank – so it’s important to distinguish the different Visa card fees, perks and limits. Users of Visa cards can use one of four different types of cards: Visa Debit, Visa Credit, Visa Prepaid and Visa Business/Corporate.